Business Checking

Our wide variety of Business Checking Accounts will allow you to choose the account type to fit your business needs.    

Basic

  • $200 minimum deposit to open.
  • $200 minimum balance.
  • 15 checks/debits per month.  Excessive activity charge on debit items of $0.10 per item.
  • Statements sent via e-Statement. 
  • Monthly service charge of $10 if minimum balance not maintained or if statements are printed.

Small

  • $100 minimum deposit to open the account.
  • $750 minimum balance or $1,500 average daily balance required to avoid service charges.  The average daily balance is determined by adding the full amount of principal inthe account for each day of the statement cycle and dividing that figure by the number of days in the statement cycle. 
  • Monthly service charge of $10 if minimum balance or average daily balance not maintained.
  • 35 checks/debits per month.  Excessive activity charge on debit items of $0.10 per item.

Standard

  • No minimum deposit or minimum balance.
  • $10 monthly service charge plus $0.15 per debit.
  • No charge for deposits.
  • No charge for “On Us” checks.
  • $0.08 charge for transit checks.
  • Standard business accounts earn credit based upon their average collected balance figured at an interest rate set by the bank.  This credit is used to offset maintenance and item charges.

Community

Community Checking is for non-profit, religious, educational and fraternal organizations with lower balances and few cash management needs.

  • $100 minimum deposit to open.
  • No minimum balance required.
  • No service charges.
  • Check images can be included with your statement for $7 per month.

Interest

  • $1,000 minimum deposit to open.
  • No charge for deposits.
  • Monthly maintenance fee $10 plus $0.15 per debit.
  • $0.08 charge for transit checks.
  • Interest payable on average available balance.
  • Interest rates posted in lobby locations or view our Deposit Rates.
  • Corporations are excluded by law.

Money Market

  • $2,500 minimum opening deposit and balance.
  • No charge for deposits.
  • Maximum 6 pre-authorized transfers per month.
  • $10 monthly service charge if below $2,500 minimum balance.
  • Interest payable on average available balance.
  • Interest rates posted in lobby locations or view our Deposit Rates.