Author: Tracy Wendorf, AVP/Branch Manager

The pop of green leaves and hints of soft, warm breezes signal the coming of my favorite time of year-Summer!

The kids are out of school and whether you are planning for summer vacation or looking for a way to save money while staying close to home, here are a few strategies on how you can make the most of your summer without breaking the bank.

1. Have a budget in mind. Creating a seasonal budget is a great way to keep track of the three months of summer to help you stay on course and to give you a picture of any extra money that can be spent on more fun. Get started today with this easy-to-use budget worksheet from the Federal Trade Commission!
2. Make small lifestyle changes. Making a simple swap each day can surely add up over time. Instead of heading to the gym, cancel that membership and exercise outdoors! Or, if you’re one to buy coffee on your way to work every morning, try brewing it at home. You might be surprised at how much you can save with just a few small changes!
3. Research what’s in the area. You don’t have to go far to relax or even find something new to do. Picking a vacation destination close to home is an economic choice. Research nearby budget-friendly shows, attractions, and restaurants. There may be amazing sights or delicious food in your hometown or just hours away that you didn’t know about!
4. Travel strategically. If traveling for more than one day, check to see if a rental property (such as an Airbnb or VRBO site) would make more sense. A family or larger group may benefit from rental property. There is space for kids, kitchens for home cooking, laundry areas, and more privacy.
5. Take advantage of rewards. Make the most of everyday purchases by utilizing a credit card that offers valuable perks like cash back, airline miles, or travel rewards. PremierBank offers a variety of cards to choose from to fit your lifestyle and financial goals. Consider a PremierBank credit card to reach your goals faster!

To learn more PremierBank credit cards and how to apply, click here.