Current Deposit Interest Rates

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Deposit Interest Rates

Effective as of Aug 18, 2023 - Certificates of Deposit

Term	Interest Rate	APY*	Min Deposit to Open Account
91 Days	0.05	0.05	$2,500.00
182 Days	0.10	0.10	$2,500.00
12 Months	0.10	0.10	$300.00
18 Months	0.15	0.15	$300.00
24 Months	0.20	0.20	$300.00
36 Months	0.30	0.30	$300.00
48 Months	0.40	0.40	$300.00
160 Day SPECIAL	5.05	5.15	$1,000.00
9 Month SPECIAL	5.05	5.15	$1,000.00

Withdrawal before maturity may be subject to penalty under law and may result in loss of principal to you. *Annual Percentage Yield (APY) based on quarterly compounding. APY assumes interest remains on deposit. APY is determined based on the current rate and minimum deposit required to open an account. Fees and/or withdrawal of interest will reduce earnings. Rates listed are for a limited time and are subject to change at any time without notice.

Interest Checking, 50 and Better, 50 and Better Plus Checking

Account Level	Interest	APY**	Min Deposit to Open Account
Tier 1 ($0.01 - $24,999.99)	0.02	0.02	$1,000.00
Tier 2 ($25,000.00 - $99,999.99)	0.03	0.03	$1,000.00
Tier 3 ($100,000.00 & over)	0.03	0.03	$1,000.00

Money Market Account

Account Level	Interest Rate	APY**	Min Deposit to Open Account
Tier 1 ($0.01 - $9,999.99)	0.05	0.05	$2,500.00
Tier 2 ($10,000.00 - $24,999.99)	0.10	0.10	$2,500.00
Tier 3 ($25,000.00 - $99,999.99)	0.15	0.15	$2,500.00
Tier 4 ($100,000.00 - $499,999.99)	0.20	0.20	$2,500.00
Tier 5 ($500,000.00 & over)	0.25	0.25	$2,500.00

Other Deposit Accounts

Account Level	Interest Rate	APY**	Min Deposit to Open Account
Statement Savings	0.03	0.03	$10.00 (under age 18) $50.00 (18 and older)
Super Saver Squad Savings	0.05	0.05	$10.00
Baby Savers ($0.01 - $1,000.00)	1.00	1.00	$10.00
Baby Savers ($1,000.01 & over)	0.08	0.08	$10.00
Passbook Savings	0.03	0.03	$10.00 (under age 18) $50.00 (18 and older)
Christmas Club	0.05	0.05	$5.00
HOPE Education	1.39	1.40	$10.00
IRA Passbook	0.55	0.55	$50.00
IRA 5-year Certificate of Deposit	0.70	0.70	$300.00

**Annual Percentage Yield (APY) based on monthly compounding. APY assumes interest remains on deposit. APY is determined based on the current rate and minimum deposit required to open an account. Fees and/or withdrawal of interest will reduce earnings. The interest rate and APY are variable and may change.